In order to make sound decisions and develop effective policies, many factors need to be taken into account, to act consistently and patiently, while the problem of governments is often impatience. On September 22, Di� "From Arguments to Politics" During the "From Evidence to Policy: Building a Culture of Experimentation" workshop, the Chairman of the RA Central Bank, Martin Galstyan, announced this. He reminded that quality policy development and competent design are only the first step, because even if we act on the basis of reliable data, develop a wonderful program and implement it, the process does not end there. "The obtained results suggest how to improve this policy. Consider, for example, financial literacy programs. it seems that it is enough to teach people how to manage their own finances so that they make the right decisions, but knowledge alone is not enough; we need to change people's attitude towards this issue," Galstyan said. He added that awareness of this could stimulate the introduction of other measures aimed at behavioral aspects. Such methods are capable of providing more lasting results than mere training. "For example, we didn't just tell people what a credit card is and how it benefits them, but we actually gave them the tool, provided the ability to make payments online all the time, helping them get used to the payment method. � in the weather. At the same time, we were collecting data for the next experiment to understand whether it is better to pay online or to shop in brick-and-mortar stores. Thus, in order to make sound decisions and develop effective policies, it is necessary to consider many factors, to act step by step and patiently. And the problem of governments is often impatience. There is a political cycle that requires results to be delivered within certain timeframes, and these may not coincide with the time needed to develop and implement the relevant measures, so my advice to us and the government "It is to be more patient and try to act as coordinated as possible," explained the President of the Central Bank. He noticed that the public was surprised by the results of PISA testing. Galstyan expressed the opinion that only a high salary in the education system is not enough, because the experience of Finland and other countries shows that other factors are also important, for example, children learn skills to acquire knowledge independently. eating. In this context, the head of the Central Bank pointed out the need to conduct experimental research and apply their results for the purpose of better policy development. "The second example is the reform of the healthcare sector, particularly the medical insurance system. This is a large-scale transformation. Mistakes here can lead to disastrous consequences," Galstyan emphasized. He reminded about the idea according to which the introduction of medical insurance will automatically prolong the lives of people who previously did not have access to quality medical care. "But is this enough?" Isn't it worth strengthening the decisions with the data obtained during the experiment? Shouldn't we study the issue more carefully to understand whether this or that model will be viable or not? If not, the political decisions made should be reviewed," concluded Galstyan.